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	<title>Comments on: Why NOT Cut Up Your Credit Cards???</title>
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		<title>By: Personal Finance Challenge #1: Balancing Your Checkbook &#124; Insight Writer</title>
		<link>http://insightwriter.com/2008/11/10/cut-credit-cards/#comment-1893</link>
		<dc:creator>Personal Finance Challenge #1: Balancing Your Checkbook &#124; Insight Writer</dc:creator>
		<pubDate>Sat, 27 Aug 2011 16:16:52 +0000</pubDate>
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		<description>[...] end up in the above scenario because they have heard that they should cut up their credit cards and pay cash for everything. While it is good in theory, this idea leads to bad practices like the [...]</description>
		<content:encoded><![CDATA[<p>[...] end up in the above scenario because they have heard that they should cut up their credit cards and pay cash for everything. While it is good in theory, this idea leads to bad practices like the [...]</p>
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		<title>By: DebT</title>
		<link>http://insightwriter.com/2008/11/10/cut-credit-cards/#comment-235</link>
		<dc:creator>DebT</dc:creator>
		<pubDate>Fri, 16 Jul 2010 22:19:52 +0000</pubDate>
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		<description>It&#039;s unusual to read an article that talks about the good uses of credit cards. But I have to agree with the points that you made.</description>
		<content:encoded><![CDATA[<p>It&#8217;s unusual to read an article that talks about the good uses of credit cards. But I have to agree with the points that you made.</p>
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		<title>By: Carnival of Personal Finance #179 &#8211; Smile Edition</title>
		<link>http://insightwriter.com/2008/11/10/cut-credit-cards/#comment-234</link>
		<dc:creator>Carnival of Personal Finance #179 &#8211; Smile Edition</dc:creator>
		<pubDate>Mon, 12 Jul 2010 02:14:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.insightwriter.com/?p=276#comment-234</guid>
		<description>[...] Writer presents Why NOT Cut Up Your Credit Cards? Suggesting that there are other ways than to just cut the credit cards [...] </description>
		<content:encoded><![CDATA[<p>[...] Writer presents Why NOT Cut Up Your Credit Cards? Suggesting that there are other ways than to just cut the credit cards [...]</p>
]]></content:encoded>
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		<title>By: Carolin Brazee</title>
		<link>http://insightwriter.com/2008/11/10/cut-credit-cards/#comment-233</link>
		<dc:creator>Carolin Brazee</dc:creator>
		<pubDate>Mon, 14 Jun 2010 19:56:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.insightwriter.com/?p=276#comment-233</guid>
		<description>Great site! Nice post, I&#039;ll stop by again.</description>
		<content:encoded><![CDATA[<p>Great site! Nice post, I&#8217;ll stop by again.</p>
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		<title>By: Gregory Despain</title>
		<link>http://insightwriter.com/2008/11/10/cut-credit-cards/#comment-232</link>
		<dc:creator>Gregory Despain</dc:creator>
		<pubDate>Sun, 17 Jan 2010 05:41:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.insightwriter.com/?p=276#comment-232</guid>
		<description>Yup, you hit the nail right on its head and told it as it is. Keep up the great posts. BTW, getting into a large amount of debt is a nightmare and I learned it the hard way. I&#039;ve since then almost paid up all of my debt though and wrote about it at http://HowToGetRidOfCreditCardDebt.org</description>
		<content:encoded><![CDATA[<p>Yup, you hit the nail right on its head and told it as it is. Keep up the great posts. BTW, getting into a large amount of debt is a nightmare and I learned it the hard way. I&#8217;ve since then almost paid up all of my debt though and wrote about it at <a href="http://HowToGetRidOfCreditCardDebt.org" rel="nofollow">http://HowToGetRidOfCreditCardDebt.org</a></p>
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		<title>By: Harriett Truluck</title>
		<link>http://insightwriter.com/2008/11/10/cut-credit-cards/#comment-231</link>
		<dc:creator>Harriett Truluck</dc:creator>
		<pubDate>Sat, 28 Nov 2009 13:39:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.insightwriter.com/?p=276#comment-231</guid>
		<description>Hi there, I just found your blog whilst I&#039;m hunting on online as I am seeking some material on debt relief!. It&#039;s a very interesting website so I bookmarked you and intend to return another day to enjoy a more indepth look when I&#039;m more free.</description>
		<content:encoded><![CDATA[<p>Hi there, I just found your blog whilst I&#8217;m hunting on online as I am seeking some material on debt relief!. It&#8217;s a very interesting website so I bookmarked you and intend to return another day to enjoy a more indepth look when I&#8217;m more free.</p>
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	<item>
		<title>By: Carnival of Personal Finance #179 - Smile Edition &#124; Credit Card Information</title>
		<link>http://insightwriter.com/2008/11/10/cut-credit-cards/#comment-230</link>
		<dc:creator>Carnival of Personal Finance #179 - Smile Edition &#124; Credit Card Information</dc:creator>
		<pubDate>Mon, 17 Nov 2008 10:32:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.insightwriter.com/?p=276#comment-230</guid>
		<description>[...] Writer presents Why NOT Cut Up Your Credit Cards? Suggesting that there are other ways than to just cut the credit cards [...] </description>
		<content:encoded><![CDATA[<p>[...] Writer presents Why NOT Cut Up Your Credit Cards? Suggesting that there are other ways than to just cut the credit cards [...]</p>
]]></content:encoded>
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		<title>By: Jeremy Day</title>
		<link>http://insightwriter.com/2008/11/10/cut-credit-cards/#comment-229</link>
		<dc:creator>Jeremy Day</dc:creator>
		<pubDate>Thu, 13 Nov 2008 00:25:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.insightwriter.com/?p=276#comment-229</guid>
		<description>Hi Ross,

Thanks for visiting. You are right, we need to be accountable for every dollar spent. Although credit cards are good to have for emergencies I would still recommend having a cash emergency fund that you can use of at least $1000 and up to 6 months of your living expenses. Dave Ramsey&#039;s The Total Money Makeover is a good book to read on the subject.

Cheers,
Jeremy</description>
		<content:encoded><![CDATA[<p>Hi Ross,</p>
<p>Thanks for visiting. You are right, we need to be accountable for every dollar spent. Although credit cards are good to have for emergencies I would still recommend having a cash emergency fund that you can use of at least $1000 and up to 6 months of your living expenses. Dave Ramsey&#8217;s The Total Money Makeover is a good book to read on the subject.</p>
<p>Cheers,<br />
Jeremy</p>
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		<title>By: Ross</title>
		<link>http://insightwriter.com/2008/11/10/cut-credit-cards/#comment-228</link>
		<dc:creator>Ross</dc:creator>
		<pubDate>Wed, 12 Nov 2008 13:50:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.insightwriter.com/?p=276#comment-228</guid>
		<description>I&#039;m all for managing money better rather than cutting up credit cards!  They are really important as a &quot;back up&quot; last resort for emergencies, and the real problem is mismanagement rather than not needing them.  I&#039;m putting my hand up here also for being guilty of mis-managing credit cards, but I totally agree with your post.  Being accountable for every dollar is a good place to start.

&lt;abbr&gt;&lt;em&gt;Ross&#8217;s last blog post..&lt;a href=&quot;http://feeds.feedburner.com/~r/willitchangeyou/mrzx/~3/450248992/&quot; rel=&quot;nofollow&quot;&gt;How to stay inspired in tough times&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>I&#8217;m all for managing money better rather than cutting up credit cards!  They are really important as a &#8220;back up&#8221; last resort for emergencies, and the real problem is mismanagement rather than not needing them.  I&#8217;m putting my hand up here also for being guilty of mis-managing credit cards, but I totally agree with your post.  Being accountable for every dollar is a good place to start.</p>
<p><abbr><em>Ross&#8217;s last blog post..<a href="http://feeds.feedburner.com/~r/willitchangeyou/mrzx/~3/450248992/" rel="nofollow">How to stay inspired in tough times</a></em></abbr></p>
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